I am looking through an Urban Outfitters Catalogue

That is a type of direct response advertising, which works to obtain a response purchase, well, directly.
My direct response is first disappointment that I'll never be this cool chic chick. My secondary response is consolation that people don't really look this cool-chic all the time. Whatever. No direct purchase today.
Also, high-waisted shorts are horrible.

I am almost 22, and I want to dress chic-er and cool-er and old-er in a chic and cool way, but it's expensive and seems like a waste when the effort I put in equals skipping showers every other day and throwing on whatever jeans smell the cleanest.

I just found a Pop Tarts tattoo in my purse, and I bet no one else has that right now.